Kansas City Area Church Insurance

Hello Kansas City Area churches!  How can we help you?  Our agency specializes in church and ministry insurance in the Kansas City metro area, including Overland Park, Olathe, Shawnee, Lee's Summit, Belton and more.  

Is your church protected?  The risks that churches face can be complex.  MAX Insurance Agency, Inc. understands that and we want to help you navigate your options.  If you are looking for church insurance, contact us today.

Church insurance protects your church structures, contents, liability issues and more.  Below is a list of coverage items we can provide and tailor for your individual church needs:

  • Property - Building and contents coverage:  This coverage typically covers property for fire, wind and hail, theft, vandalism, and property within the church.
     

  • General liability Coverage:  For the premises and operations of the church, including no-fault medical payments. One of the biggest features often overlooked is the defense mechanism of a general liability policy, without cost to the church.
     

  • Sexual Misconduct Coverage:  Provides defense coverage and damages related to sexual abuse acts or allegations of this act within the definition of bodily injury on behalf of the church staff, volunteers, or officers.
     

  • Directors and Officers Coverage:  Protects the church board from direct and indirect decisions that may be detrimental or appear detrimental to the church body. This is usually a first party type claim.
     

  • Employment Practices Liability:  Provides coverage for the church entity against allegations and direct claims for employees such as wrongful termination, back wages, and discrimination.
     

  • Crime Coverage:  Can include employee dishonesty and money & securities coverage. An important feature of money & securities is the mysterious disappearance of money, such as the treasurer and/or finance committee members losing or misplacing money.
     

  • Cyber Liability Coverage:  Important on-going coverage that protects the church and it’s records from unlawful hacking and breaching from a third party and other illegal computer activities.
     

  • Workers Compensation Coverage:  Provides medical payments and bodily injury claims to workers hurt while performing their church staff duties. Also protects the church from an employee law suit claiming unsafe working conditions or negligence. Coverage does not extend to volunteers workers.
     

  • Automobile Coverage (including church vans):  Coverage for the physical damage part of the auto and liability for bodily injury and property damage along with medical payments.
     

  • Umbrella Excess Limits Coverage:  Provides excess insurance limits starting at $1million over the primary general liability, auto, directors and officers, and workers compensation insurance. Coverage does not extend over employment practices liability or sexual misconduct.
     

  • Mission Trip coverage (for both the U.S. and international):  Mission trip insurance extends the general liability and sexual misconduct coverage to church youth and adult mission trips. For mission trips outside of the U.S., there is a special policy written that will transform itself to the legal laws and environment to the country where the claim even occurred. Also provides legal defense within that country’s laws.

If you are a pastor, leader, administrator, or finance committee volunteer of your church and are wanting to review your current coverage, contact us.   We can walk you through the insurance protections available for your church and make it easier to understand policy limits, exclusions and safety measures.

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Our church program partner is GuideOne Insurance, one of the three largest church insurance writers in the country.  They are an A- (Excellent) rated carrier by A.M. Best and provide expertise in underwriting, claims, and risk management with free access to the SafeChurch program.  You can be assured that we have your best interests uppermost in our minds.

Download our brochure in PDF.

Contact Brad Shrum, our Kansas City Area church insurance agent:

Goose Hunter, Father of Two Sons, and Insurance Agent
Direct Phone - 913-754-3823
bshrum@maxinsurance.com
LinkedIn          Facebook

 

 

Brad has worked at MAX for the past 16 years and has over 30 years of experience in the insurance industry doing underwriting, field management work, and sales.   Outside of the office, Brad is an ordained Southern Baptist Deacon and a Sunday School teacher of 30 years. In addition, Brad is a long-time Vacation Bible School teacher and has an ongoing 20+ year Nursing Home Ministry. Since he was a young teenager, Brad has been an avid goose hunter, traveling across North America while pursuing this noble bird and enjoying the outdoor world.

Locations

Contact Us 

Tel 800-832-4689

Email info@maxinsuranceagency.com

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Policies underwritten by MutualAid eXchange and various insurance carriers represented by MAX Insurance Agency, Inc. Not available in all states. This website is intended to give a brief overview of insurance coverage options MAX Insurance Agency, Inc. can provide. It does not describe all of the coverage limitations, exclusions and enhancements. Coverage availability is based on applicable state laws and is subject to change. For specific coverage details, see the actual policy.

© 2021 MAX Insurance Agency, Inc.